This Policy describes how KatFacil LLC verifies personal users and business customers before enabling regulated financial activity.
Users must complete identity verification before using restricted services such as card issuance, withdrawals, higher-value funding, or business features.
Verification may be triggered at onboarding, before a specific action, after a risk alert, or during periodic account review.
Accepted documents generally include government-issued identity cards, passports, and driver licenses that are valid, legible, and unaltered.
| Document type | Minimum standard |
|---|---|
| National ID card | Front image required; must show full name, date of birth, document number, and validity fields where applicable |
| Passport | Data page required; machine-readable and holder data must be clearly visible |
| Driver license | Valid front image required; additional back image may be required by jurisdiction |
Proof of address may be required depending on jurisdiction, service type, volume, or risk profile. Accepted examples include utility bills, bank statements, and government correspondence.
Documents must normally be recent, consistent with the account holder information, and clearly show the address submitted to KatFacil LLC.
Selfie or liveness checks may be required to confirm that the applicant is the true owner of the identity document and to reduce impersonation risk.
Business customers may be required to provide company formation documents, registration numbers, ownership information, operating addresses, activity descriptions, and verification of controlling individuals.
Sole proprietors may be subject to a lighter flow focused on owner identity and proof of business activity, while registered entities may require fuller company evidence.
Applications may be approved automatically, approved after manual review, returned for correction, or rejected. KatFacil LLC may request re-verification where documents expire, account behavior changes, or regulatory expectations evolve.
We may refuse verification or restrict account access where information is inconsistent, incomplete, fraudulent, high-risk, or incompatible with regulatory obligations or partner requirements.